How the pieces fit
Each system has one job
The customer channel does not own the ledger. The identity check does not replace the core. Sign-in and permissions sit in front of changes to money or customer records. You can modernize one journey without swapping everything at once.
Who owns what
| Area | Platforms | What they do |
|---|---|---|
| Customer channels | Nova · Summit · Mercury | The apps and branch screens people use. They start a journey. They do not keep the official customer file or the ledger. |
| Sign-in, customer checks, and permissions | Aegis · Atlas · TeKYC · Argus | Who may sign in, what they are allowed to do, the know-your-customer decision, and checks on data quality. These systems do not hold account balances. |
| Accounts and money | Titan · Pulse · Ceres · Quill · Vulcan · Wayfarer | The official customer file and ledger, plus payments, loans, checks, cards, and remittances. Where money is recorded, Titan is that record. |
| Risk and records | Sentinel · Scribe · Ledgerhall | Risk cases, the document store, and the packages prepared for regulators. |
| Operations | Relay · Helios · Orion | The service desk, people operations, and AI-assisted workflows. These are not the bank’s books. |
| Relationships | Beacon · Prism · Aurum | Relationship management, customer insight, and wealth processes. They refer to Titan’s customer numbers. They do not replace the official customer file. |
The full family
Every platform, grouped by the job it does. Opening a retail account runs from Nova to TeKYC to Titan, with Aegis and Atlas checking identity and permission. Payments, lending, risk, records, operations, and relationships attach beside that path.
All 22 platforms.
Text alternative: groups and handoffs
| Group | Platforms | Handoff |
|---|---|---|
| 01 Channels | Nova, Summit, Mercury | Nova starts retail account opening and hands the work to TeKYC. Nova and Summit send payments to Pulse. Mercury posts branch transactions to Titan. |
| 02 Customer check | TeKYC | TeKYC decides on the customer check and passes an accepted customer reference to Titan. |
| 03 Accounts and money | Titan, Pulse, Ceres, Quill, Vulcan, Wayfarer | Titan is the customer file and the ledger. Pulse, Ceres, Quill, Vulcan, and Wayfarer post to Titan. |
| 04 Risk and reporting | Sentinel, Ledgerhall | The product platforms ask Sentinel for a risk decision where a risk check applies. Ledgerhall reads extracts from Titan for regulatory reports. |
| 05 Relationships | Beacon, Prism, Aurum | Beacon and Prism refer to Titan customer numbers. They do not replace the official customer file. |
| 06 Operations | Relay, Helios, Orion | Service desk, people operations, and AI-assisted workflows. These are not the bank’s books. |
| 07 Control plane | Aegis, Atlas, Scribe, Argus | Under every platform: Aegis for sign-in, identity and step-up, Atlas for permission and safety switches, Scribe for documents, Argus for data quality. If a required check cannot be made, the change does not go through. |
You can start with a few
Each platform keeps its own job. Adopt the ones you need. The family is not one system you have to take whole.